Understanding life insurance is simple– it’s here to protect your loved ones in case anything happens to you. Insure yourself and protect your family today.

Life insurance provides the people who depend on you with financial security after you pass away. For example, it can provide cash coverage for debt you may owe (i.e. mortgage, credit cards, auto loans, etc.), it can cover funeral costs, retirement and final living expenses, and it can also provide years of income coverage for your family at the time of your passing.

How much life insurance do you need?

Click here to fill out a form for a free Life Insurance Quote.

A Bridge City Representative will contact you shortly.

All Available Products

Term: 10, 20, 30 year, Indexed Universal Life, Whole Life, Return Of Premium Term, Single Pay Life Insurance, Juvenile Policies, Retirement Supplement Whole Life, Final Expense Policy, Annuity.

At Bridge City, we help our clients evaluate their specific life insurance needs. 

Sitting down with one of our experts can help you determine what you and your family absolutely need in terms of coverage. We work with the majority of life insurance companies and therefore get to focus on you and not the just the product. Once we help you determine your needs, the rest is easy!  We can help you choose a company and policy that suits you. 

Explore this page for more information on life insurance. 

It will help you get started on the path to security that is right for you.

Term Life vs Permanent Life Insurance

Buy term and invest the rest is our philosophy!  Our focus is to get you the most amount of life insurance for the least amount of money; but we want to make sure that you and your family are protected at the right cost. 

Term life insurance provides coverage for a specified time, a term– usually 10, 20 or 30 years. It’s available to make sure that your family’s individual needs are met after you pass away– whether it helps pay for student debt, or functions as an income replacement. Term life policies are very affordable and a great option if you are healthy and younger.

We have many great policies and company products that even offer Living Benefits and Accelerated Benefit Rider…  Learn More Here.


Permanent or whole life insurance policies include the same benefits as term life policies, but there’s no expiration date on the policy. These products have many great qualities, whether they function as a retirement supplement for when you’re older, for estate planning, or to cover final expenses, they are guaranteed to financially cover you and your affairs regardless of the time on your policy. With permanent life insurance, your family is guaranteed to receive the financial death benefits included within your policy. And incredibly, these policies can sometimes help you pay for financial expenses while you’re still alive – meaning you can access your funds after a number of years. The beneficiary of these funds can also use them to keep your business affairs in order after you pass. Consider these policies if you are financially secure and are interested in accumulating more savings and increasing your wealth.

Bridge City is here to help you determine which life insurance products are right for you.  We have many policies that offer Long Term Care Riders, Children Riders, Cash Value, Dividends and much more… Learn More Here  

Invest the rest, but diversify your portfolio too!  Adding a conservative piece to your investment portfolio is a wise choice, but choosing a company that is backed by it’s financial strength is the way to go! 

Having a life insurance coverage program available to you through your employer is great, but not owning the policy really limits your options – it’s like the difference between renting and owning property.

Individual Life vs Group Life Insurance

Individual life insurance plans are products and coverages that you pay for outside of work. Group plans are policies sometimes offered by your employer. Group plans typically offer a limited number of years in financial benefits, much less than individual policies; and they are not guaranteed if you leave the company that provides the insurance plan. With individual plans, you own your policy. The product and insurance benefits you earn are yours, unless you terminate the plan or your term ends. Individual plans are much better for securing equity for your future. 

What if you get injured and can't work?

We offer a wide range of companies in Disability income insurance to our community in Portland Oregon

Disability Income Insurance

In 2017, 12.7% of Americans reported a disability (Cornell University study), meaning at least someone you know is affected by a disability. The impact of not being able to work and not receiving a paycheck due to an injury or illness can greatly alter one’s lifestyle. 90% of these cases are due to an illness and not injury.  Disability income insurance is here to protect you from such circumstances and provides replacement income to help you maintain all of your daily living expenses if you become disabled.

We can help you determine your needs and how much disability insurance you qualify for.  Here is a calculator to gauge a quick snapshot of your needs and qualifications.

We offer Disability income insurance to Portland, state of Oregon and much more


We offer Annuities to our Portland Oregon community

Annuities are not for everyone but they serve a purpose that can help anyone secure more sustainable income as one progresses through life and into retirement.  Annuities have multi-purposed and versatile functionalities when it comes to securing lifetime income, legacy planning, and long-term care costs.  They are great because they offer tax-advantaged savings that can help you create your legacy plan. Furthermore, they offer interest rates that are backed by the financial stability of the providing company and, depending the product, they can perform well in a strong economy… learn more here.

Schedule an appointment to learn more about our life insurance plans!

Living Benefits and Accelerated Benefit riders cover Terminal, Chronic and Critical illness

Questions? Talk with us.

DISCOVER HOW MUCH LIFE INSURANCE YOU NEED!  – Please fill out this quick questionnaire to help us further determine your needs and what protection options are best for your family.

Life insurance Form Portland Oregon

All Available Products

Term: 10, 20, 30 year, Indexed Universal Life, Whole Life, Return Of Premium Term, Single Pay Life Insurance, Juvenile Policies, Retirement Supplement Whole Life, Final Expense Policy, Annuity.

Get a quote Life insurance for Portland Oregon

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