Life Insurance

Understanding life insurance is simple–it’s there to protect your loved ones.

We help our clients evaluate their life insurance needs specifically to them, and sitting down with one of our experts can help you determine what are your individual and family needs.  We work with the majority of life insurance companies; therefore, we focus on you and not the product.  Once we help determine your needs, the rest is easy!  We can help you choose a company and product that fits you.  This is what makes us different. Here is more info on life insurance that can help you get a start on the path that is for you.


Term Life vs Permanent Life Insurance

Term Life insurance can help with debt and Whole life insurance can help for estate planning and retirement supplement. Helping our Portland Community

Buy term and invest the rest is our philosophy too!  Our focus is to get you the most amount of life insurance for the least amount of money.  But we want to make sure that you and your family are protected for the right amount.  Term–like its name–provides coverage for a specified time, and is designed to protect your family from debt you might still have, i.e., a mortgage, credit cards, an auto loan, etc.  Term Life is there to make sure your individual needs are met, whether it is student debt, income replacement, or donation to a charity, we are here to help guide you for what is important to you.  We have many great policies and companies that even offer Living Benefits and Accelerated Benefit Rider…  Learn More Here.

Invest the rest, but diversify your portfolio too!  Having a conservative piece to your investment portfolio is a wise choice, but choosing a company that is backed by it’s financial strength is the way to go!  Permanent or Whole life insurance has many great qualities, whether it’s there for retirement supplement, estate planning, or cover final expenses, we are here also to help you determine which of them might be important to you.  We’re excited to mention we have many policies that offer Long Term Care Riders, Children Riders, Cash Value, Dividends and much more… Learn More Here


Individual Life vs Group Life Insurance

Having Life insurance at work is great, but not owning the policy really limits your options, like the difference between renting and owning.  Here is a short video from one of our partners to help explain the benefits of owning your policy, while still having coverage through your current employment.  We are here to help explore all the options!


Disability Income Insurance

We offer a wide range of companies in Disability income insurance to our community in Portland Oregon

In 2017, 12.7% of Americans reported a disability (Cornell University study), meaning someone you know is affected by disability and the impact of not having a paycheck due to an injury or illness can greatly alter your lifestyle and 90% are due to an illness and not injury.  Disability income insurance is there to protect you from such circumstance and provides replacement income to help maintain your all your daily living expenses.  We can help you determine what is your need and how much you can qualify for.  Here is a calculator to gauge a quick snapshot at your needs.

We offer Disability income insurance to Portland, state of Oregon and much more


Annuities

We offer Annuities to our Portland Oregon community

Annuities are not for everyone but they serve a purpose that can help anyone into having a more sustainable income as you progress through life and into retirement.  They have a multi purpose and have versatile functions such as lifetime income, legacy planning, long-term care costs and much more.  They are great because they offer tax-advantage savings that can help create your legacy and offer interest rates that are backed by the financial stability of the company and depending the product they can perform well in a strong economy… learn more here.


Schedule an Appointment to know more about our life insurance plans

Living Benefits and Accelerated Benefit riders cover Terminal, Chronic and Critical illness


PLEASE FILL OUT!  – We ask you to please fill out this quick questionnaire to help us further determine your needs and what protection options are there for your family.

Life insurance Form Portland Oregon


All Available Products

Term 10, 20, 30 years, Indexed Universal Life, Whole Life, Return Of Premium Term, Single Pay Life Insurance, Juvenile Policies, Retirement Supplement Whole Life, Final Expense Policy, Annuity.

Get a quote Life insurance for Portland Oregon


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